But if you are the sort of person who used to update your checkbook registry on a daily basis and kept all of your credit card receipts in a folder to reconcile against your monthly statements, you may be interested in a software package called Money Talks, a talking banking and credit card registry program from the American Printing House for the Blind. Using these resources, it's possible to keep up with your balances and spending. And the next time you visit your bank's ATM you will likely discover it has an audio jack where you can plug in a set of headphones to you use voice guidance to withdraw cash, transfer funds between your accounts, and complete other banking transactions without sighted help. Most also offer special toll-free phone numbers where you can use your phone's dial pad to access balance and transaction information. These days nearly every bank and credit card company offers monthly statements in accessible format: large print, braille, even recorded audio files sent on a disk. Read on to learn how, as a person with a visual impairment, these findings affect you and your access to financial resources and information. Overall, we discovered that the state of accessibility for personal finance websites and mobile apps has improved dramatically over the past five to ten years, and, more importantly, it is still improving. In the January 2016 issue of AccessWorld we outlined our findings in Spotlight on Personal Finance Accessibility. Morgan Chase, the American Foundation for the Blind undertook a multi-month evaluation of the current state of online and mobile accessibility for a variety of personal finance institutions. The good news is that these days, with just a bit of technological knowhow, you can handle all but the most complex of your banking, retirement planning, portfolio management, and other personal finance tasks yourself. Personal finance is, meant to be personal, private, not something you necessarily wish to share a lot of information about with members of your social support network who help you with paperwork, or even your children.
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